Credit Assistance Programs in Baton Rouge, LA
Honda Credit Assistance & Loan Programs in Lafayette, LA
At Team Honda of Acadiana, we believe everyone deserves a second chance at reliable transportation. That’s why our Honda finance center proudly offers flexible credit assistance programs and auto loan options for customers in Lafayette and surrounding areas—even if you’ve experienced bad credit, bankruptcy, or are a first-time car buyer. No matter your financial background, our team is here to help you drive home in a dependable new or used Honda.
- Foreclosure?
- Bankruptcy?
- Divorced?
- Repossession?
- First Time Buyer?
What You’ll Need for Credit Approval at Our Dealership
To expedite your financing process, our experts recommend bringing as many of the following documents to our dealership. The more prepared you are, the faster we can help you secure an auto loan—even with bad credit.
- A valid driver's license – Ensure it is current and matches your address of residence.
- Proof of insurance – Include your agent’s name and a working contact number.
- Proof of residency – Recent utility bills with your name and address are acceptable.
- Proof of employment – Provide a recent pay stub or tax returns if self-employed.
- List of references – At least six personal references, including names and contact info.
- Phone number verification – Must be in service and under the applicant’s name.
Frequently Asked Credit Questions
- Can I get financing with a bad credit history?
- Yes! Team Honda of Acadiana specializes in credit assistance programs for customers with poor credit. Our goal is to help you get into a vehicle regardless of financial setbacks.
- What if I have no automotive credit history?
- We welcome first-time buyers. Our auto loan programs are perfect for those building credit or buying their first car.
- How do I start the financing process?
- Begin by filling out our online credit application. Our finance team will contact you with your next steps.
- Are there financing programs for recent college graduates?
- Yes, our Honda College Graduate Program provides exclusive incentives to help you get a new car with ease.
- Can I apply for a car loan while in Chapter 13 bankruptcy?
- Yes. After receiving court approval, we can work with you to secure auto financing. Our team will assist with all required paperwork and steps.
Extra Documentation Needed for Special Circumstances
- Trading in a vehicle? Please bring the title.
- Completed bankruptcy? Bring your discharge paperwork.
- In an active Chapter 13? Submit court-approved documentation for new debt.